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Nos idées-cadeaux pour la fête des Pères

4 juin 2021 | By Ameublements Tanguay

La fête des Pères arrive à grands pas. Avez-vous trouvé votre petit quelque chose pour papa? Si vous n’y êtes pas tout à fait, inspirez-vous de nos idées-cadeaux. Il y en a pour tous les goûts et… pour tous les styles de... Read more

Les meilleures idées-cadeaux pour la fête des Mères

23 avril 2021 | By Ameublements Tanguay

La fête des Mères est à nos portes! Si vous êtes en panne d’inspiration et que vous ne savez pas... Read more

Comment préparer la parfaite Saint-Valentin intime ?

11 février 2021 | By Ameublements Tanguay

Entendez-vous ce son qui bourdonne dans l’air ? Ce son, mes chers, c’est l’amour. Eh oui, nous voici de nouveau à... Read more

Pour un Noël à la maison réussi

18 décembre 2020 | By Ameublements Tanguay

Le gros party de sous-sol d’église de la famille, le fameux rigodon de la veille chez mononcle et le souper du 25 chez grand-maman n’auront pas lieu cette année. Malheureusement… Mais cela ne veut pas dire que Noël est annulé. On... Read more

Noël 2020 : tendances, idées de décoration et inspiration

9 décembre 2020 | By Ameublements Tanguay

Noël 2020 promet d’être bien différent des célébrations des années passées. Avec les mesures de distanciation sociale en place et l’interdiction... Read more

Guide d’achats de Noël 2020 d’Ameublements Tanguay

8 décembre 2020 | By Ameublements Tanguay

Le temps des Fêtes est enfin arrivé. Et cette année, Ameublements Tanguay a envie de vous gâter avec son incroyable sélection d’idées-cadeaux pour... Read more

Guide d’achat du Vendredi fou chez Ameublements Tanguay

16 novembre 2020 | By Ameublements Tanguay

Du 30 octobre au 30 novembre 2020, le Vendredi fou 2020 bat son plein chez Ameublements Tanguay. Les promotions sont au rendez-vous dans tous nos départements. Pour vous aider à vous y retrouver, notre équipe vous propose un petit survol des meilleures promotions du Vendredi fou actuellement... Read more

3 décors à recréer chez soi pour l’automne

17 septembre 2020 | By Ameublements Tanguay

L’arrivée de l’automne et de ses températures plus fraîches est souvent le signal qu’il est temps de rentrer et de préparer notre nid pour l’hiver qui approche. Et plus que jamais, il faut s'y sentir en paix et y être... Read more

Le top des équipements et accessoires de camping ou chalet

24 juillet 2020 | By Ameublements Tanguay

Ah… l’été. Probablement la saison qu’on attend avec le plus d’impatience.La chaleur, les baignades extérieures, les beaux jardins verts — mieux vaut en profiter parce que tout ça passe vite. Très vite. Du moins, c’est toujours l’impression qu’on a.Si vous... Read more

Des idées cadeaux pour papa

9 juin 2020 | By Ameublements Tanguay

La fête des Pères arrive à grands pas et vous vous demandez ce que vous pourriez bien donner à celui qui a déjà tout ? Notre équipe a réfléchi à la question et vous propose donc quelques suggestions de cadeaux... Read more

Top 5 des tendances déco automne-hiver 2020

4 septembre 2019 | By Ameublements Tanguay

Le mois de septembre s'installe doucement. Les soirées se font plus fraîches et avec elles, notre désir de se créer un cocon douillet s'accentue. Selon notre équipe, il n'y a simplement rien de mieux que de boire un latté bien... Read more

Créez un espace parfait pour relaxer à la maison

19 juillet 2019 | By Ameublements Tanguay

La période des vacances bat son plein et plusieurs choisiront de les passer tranquillement à la maison. Et avec raison! Quelle merveilleuse façon de se reposer et prendre un peu de temps pour soi. Il n'y a rien de mieux... Read more

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Tanguay L'Entrepôt

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You can now pay your bill online via the following financial institutions:

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Matching funds with interest (FRE)

Financing at Tanguay Furniture, excluding taxes and ecofees, is obtained exclusively with a Desjardins credit card or with a Tanguay-Desjardins private card. Accord D Desjardins financing for your online and in-store purchases. Subject to Accord D Desjardins credit approval.

The consumer now buys and pays in equal instalments with interest.

Legal note

Subject to approval by the Fédération des caisses Desjardins du Québec ("Desjardins"). All annual interest rates are subject to change. There are no enrolment or renewal fees associated with entering into this agreement. Purchase by equal instalments is subject to annual interest of 13.5%, calculated from the date of purchase, until paid in full. Equal monthly installments are calculated by dividing the amount financed, plus 13.5% annual interest, sales tax and EcoFee if applicable throughout the promotion period, by the number of months in the promotion; the monthly installment amount will appear on the monthly account statements sent to you upon purchase. On or before the due date indicated on the statement of account for a billing period, you must pay, in a single payment, the monthly instalment(s) for the period covered by the statement of account plus, if applicable, the other amounts included in the minimum payment due for the card, as provided for in the contract. If the monthly instalment thus due is not paid in full on its due date, annual interest of up to 19.9% will accrue on the amounts due and unpaid until they are paid in full.

The card's grace period is 21 days without interest, from the end of the billing period, to pay the full balance of the statement without being obliged to pay credit fees, except on cash advances. The minimum card payment is 2% to 5%, depending on the card, of the total of: the balance shown on the statement for the previous period; the credit charges applicable to purchases and monthly instalments outstanding at the end of that period; current purchases, cash advances and cheques for the period covered by the statement; and the credit charges on cash advances and cheques; plus : the monthly payment(s) for the period covered by the statement, the amount of deferred payment purchases due on the date of the statement, any overdue amounts and any other amounts provided for in the card contract. See the Desjardins Variable Credit Agreement available in shops for more details.

Examples of credit charges

	Annual cost		Cost for a 30 day period
Annual interest rate	Average daily balance		Cost for a 30 day period
Annual interest rate	100 $	500 $	100 $	500 $
13,5 %	13,51 $	67,55 $	1,11 $	5,55 $
19,9 %	19,90 $	99,50 $	1,64 $	8,18 $

The annual interest rate may be applicable to a current purchase, an equal instalment purchase, a deferred payment purchase, a deferred equal instalment purchase or multiple equal instalment purchases.

Equal monthly payments without interest financing

On approved credit. An annual adhesion fee of $35, as set out in your Account Agreement, will be charged to your Account for all plan with a 12-month term or more. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement and Disclosure Statement and the promotional plan disclosure statement (collectively the “Account Agreement”).

Under this plan, credit charges will not accrue on the purchase during the promotional period if the required minimum payment is made each billing cycle during the promotional period when due. The purchase price is divided by the number of months in the promotional period to determine equal monthly payments to be made during the promotional period. If the minimum payment is not made when due or if a balance remains after the promotional period expires, credit charges will be assessed at the standard annual interest rate of 31.99%, as set out in your Account Agreement. The terms of this credit promotional plan will terminate if you default under your Account Agreement.

On termination or expiry of the promotional plan (or for purchases that are not part of the credit promotional plan), the annual standard credit rate of 31.99%, as set out in your Account Agreement, and the terms of the regular credit plan will apply to all outstanding balances owing. The grace period to make the minimum payment or pay the new balance is 21 days. The minimum payment due includes (i) the minimum payment under the applicable credit plan and, if applicable (ii) past due amounts, minimum payments on all other charges, minimum payments on credit insurance premiums and any credit limit overage amounts. Each Account Statement covers a billing period of approximately 30 days. See the Account Agreement for more information.

Examples of credit charges

Pruchase amount	Annual interest rate	Cost for 30-day billing cycle	Annual cost
100$	31,99%	2,63$	31,99$
500$	31,99%	13,15$	159,95$
1 000$	31,99%	26,29$	319,90$

Deferred payment financing (DPF)

The consumer buys now and pays later without interest throughout the deferral period ("Pay later" financing).

Legal note

Subject to approval by the Fédération des caisses Desjardins du Québec ("Desjardins"). All annual interest rates are subject to change. The "Pay Later" offer allows you to pay off a deferred payment purchase with a credit card issued by Desjardins ("the card") that is interest-free for the period determined at the time of purchase. If the purchase is not paid in full when due, an annual interest rate of up to 21.9% will apply from the date the payment is due until the payment is paid in full. The payment is converted to the repayment method of a purchase in equal and consecutive instalments payable in 12 equal monthly instalments if the converted balance is less than $1,000, in 24 equal monthly instalments if the converted balance is equal to or greater than $1,000 and less than $3,000, and in 36 equal monthly instalments if the converted balance is equal to or greater than $3,000 Equal monthly payments are calculated by dividing the converted balance, plus interest of up to 21.9% for the entire period covered by the equal and consecutive installment plan and, if applicable, sales taxes and EcoFees, by the number of months in that period; the amount of the monthly payments will appear on the monthly account statements sent to you from the payment due date. On or before the due date indicated on the statement of account for a billing period, you must pay, in a single payment, the monthly instalment(s) for the period covered by the statement of account plus, if applicable, the other amounts included in the minimum payment due for the card, as provided for in the contract.

If the monthly instalment due is not paid in full by its due date, interest of up to 19.9% per annum will accrue on the outstanding amounts due until they are paid in full. The card's grace period is 21 days without interest, from the end of the billing period, to pay the full balance of the statement without being obliged to pay a credit fee, except on cash advances. The minimum card payment is 2% to 5%, depending on the card, of the total of: the balance shown on the statement for the previous period; the credit charges applicable to purchases and monthly instalments outstanding at the end of that period; the current purchases, cash advances and cheques for the period covered by the statement; and the credit charges on cash advances and cheques; plus : the monthly payment(s) for the period covered by the statement, the amount of deferred payment purchases due on the statement date, any overdue amounts and any other amounts provided for in the card agreement. Credit card available with no application or renewal fees. Details in shop.

Examples of credit charges

	Annual cost		Cost for a 30 day period
Annual interest rate	Average daily balance		Cost for a 30 day period
Annual interest rate	100 $	500 $	100 $	500 $
19,9 %	19,90 $	99,50 $	1,64 $	8,18 $
21,9 %	21,90 $	109,50 $	1,80 $	9,00 $

Equal Monthly Payments With Interest

On approved credit. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement and Disclosure Statement (collectively the “Account Agreement”). Under this plan, a reduced rate credit charge of 13.99% will be charged on the purchase. The amount of the purchase, plus credit charges as calculated, is divided by the term to arrive at equal monthly payments which will be due each billing cycle on the due date, and constitute the minimum payment due each month. Interest is pre-calculated and included in each monthly payment. If the minimum payment is not made when due or if a balance remains after the promotional period expires, credit charges will be assessed at the standard annual credit rate of 31.99% as provided for as shown in your Retail Credit Agreement and Disclosure Statement. The grace period to make the minimum payment or pay the new balance is 21 days. The minimum payment due includes (i) the minimum payment under the applicable credit plan and, if applicable (ii) past due amounts, minimum payments on all other charges, minimum payments on credit insurance premiums and any credit limit overage amounts. Each Account Statement covers a billing period of approximately 30 days. No adhesion fee. See the Account Agreement for more information.

Examples of equal monthly payments with interest fee

Purchase	Interest rate	Monthly payments
Purchase	Interest rate	12 months	24 months
$1000	13,99%	$89,78	$48,01
$2000	13,99%	$179,56	$96,02
$3000	13,99%	$269,35	$144,02

Our tips and inspirations

News

Last articles

Nos idées-cadeaux pour la fête des Pères

Les meilleures idées-cadeaux pour la fête des Mères

Comment préparer la parfaite Saint-Valentin intime ?

Pour un Noël à la maison réussi

Noël 2020 : tendances, idées de décoration et inspiration

Guide d’achats de Noël 2020 d’Ameublements Tanguay

Guide d’achat du Vendredi fou chez Ameublements Tanguay

3 décors à recréer chez soi pour l’automne

Le top des équipements et accessoires de camping ou chalet

Des idées cadeaux pour papa

Top 5 des tendances déco automne-hiver 2020

Créez un espace parfait pour relaxer à la maison

Services

Tanguay L'Entrepôt

Payment & Financing

Payment Options

Contact Us

Matching funds with interest (FRE)

The consumer now buys and pays in equal instalments with interest.

Equal monthly payments without interest financing

Deferred payment financing (DPF)

The consumer buys now and pays later without interest throughout the deferral period ("Pay later" financing).

Equal Monthly Payments With Interest

Your Account

Our tips and inspirations

News

Last articles